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Pet Budget Planner: How Much Does a Pet Cost?

Thinking about getting a dog or cat, or just want to know where the money goes? Type in what you expect to spend on food, insurance, vet care and more, and see your monthly, yearly and first-year costs add up as you go.

Pet budget planner

Type in what you expect to spend and choose how often. The totals update as you go. Leave anything you don’t pay for blank.

Cost Amount (£) How often Remove
Per month£0
Per year£0
One-off costs£0
CostMonthlyYearlyShare
Add some amounts above to see your breakdown.

Costs vary a lot by breed, age, where you live and your insurance excess. Ask your vet for their price list, and get insurance quotes for your pet before you decide. Your figures stay in your own browser.

For general information only, not financial or veterinary advice. See our terms.

Costs people often forget

Insurance excess. Most policies have an excess you pay on each claim, and it often rises as your pet gets older.

Holidays. Kennels, catteries and pet sitters can be one of the biggest yearly costs.

Annual boosters and dental care. Ask your vet whether they offer a health plan that spreads routine costs monthly.

Setting up. Beds, bowls, leads, a crate and any smart pet tech are one-off costs that add up in the first year.